BENEFITS
Health Care

SelectBenefits
The SelectBenefits Program allows L&W employees the flexibility to choose benefit coverage individually designed to meet their needs. Benefits include Medical, Dental, Vision, Dependent Life Insurance, Long-Term Disability, and the Financial Planning Program. Through the SelectAccounts option, employees can also establish HealthCare and Dependent/Day Care accounts with tax-free dollars to "reimburse themselves" for certain qualifying expenses.

Medical Plans
Employees may choose to enroll to the following Medical Plans: Preferred Provider Organization (PPO), Consumer Directed Health Phan (CDHP) and Health Maintenance Organization (HMO) may also be available at some locations.

Dental Plan
The dental plan is designed with a special emphasis on preventive care. It also covers major dental work such as fillings, extractions, crowns, bridges, oral surgery and dentures.

Vision Plan
The plan is designed to provide for regular eye examinations and benefits toward vision care expenses including glasses and/or contact lenses.

Medical Flexible Spending Account
Employees can elect to have a specific dollar amount deducted each pay period on a pre-tax basis. These tax efficient dollars can be used to pay for medical expenses not covered by the group plans